DALBAR i‑PRT Investor Panic Relief Tool

Responding to a market crisis:
Smart Alternatives to abandoning investments in a down market

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Protect an investment portfolio using DALBAR i‑PRT and let the numbers speak for themselves

This valuable tool tells the story of how the panicked investor can take action to ensure an optimal outcome. Whether the market goes up, down or stays the same, the output offers each scenario, giving the final portfolio value to be expected. This resource arms the investor with information that encourages positive behavior.

* Full video available here

Offering a Way to Insure Against Losses

An alternative for investors:

  • afraid of imminent market decline

  • wanting to withdraw from the market based on news of the day

  • willing to upset long-term investment plan for fear of loss

An Index Put hedging strategy can be simplified to act as "insurance."

By purchasing an Index Put, whose value increases as the market declines, investors can ensure against significant market losses. DALBAR's QAIB study looks at investor behavior and consistently sees how poor market timing results in underperformance.

* Full video available here

A Tool Designed for Advisors

Use this tool to adapt forecasts precisely to client needs:

  • Enter simple information like the current portfolio value and term for which the investor wants coverage and receive an Initial Assessment.

  • Advisors are able to Fine Tune with a variety of factors based on investor needs, concerns and preferences.

  • In the Quote Review, enter the information received from an actual quote and make a final review projection before placing the order.

Fight fear with protection and improve investor returns.

The best course of action can only be one that an investor is willing to take. During the crises covered here, many investors rejected the alternative of taking no action, even though the historical evidence is overwhelming that “Take No Action” is most often the best course. Investors who reject the “Take No Action” alternative should consider the DALBAR i-PRT strategy that avoids the more costly and imprudent course of a full withdrawal.

An effective asset preservation strategy

The following practices are essential to proper use of DALBAR i-PRT:

  • Designed for use only when investors seek to abandon their investments in fear of imminent market losses.

  • Investors must be told that the best alternative is most often to “Take No Action.”

  • i-PRT is a preferred alternative to withdrawal and must be presented in that light.

  • i-PRT strategy is never offered to answer long term concerns.

New Advisor Portal

Access to DALBAR i-PRT is now through the NEW QAIB Advisor Studio, an online interactive hub for investor behavior-related content, research and data.

  • QAIB Update Reports
  • Annual QAIB Advisor Edition & Copyrights (available in April)
  • Investor Behavior Content (ex: Infographics and Stories)
  • QAIB Return Builder Tool
  • The Investor Panic Relief Tool (DALBAR i-PRT)
  • Discounts to other QAIB products

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